Welcome to the VM FETE! We believe that financial education is key to our member’s success, so we are providing you with the tools you will need to become better informed, financially literate and ultimately achieve financial well-being through the VM FETE programme!

Our step-by-step guide will take you through the maze of financial literacy and understanding how money works, fiscal life-goal planning, and savings and investment! Learn insider tips on how to make your credit card work for you, purchasing a car the smart way, or how to adequately prepare for retirement with our simple, proven methods. We call it VM Financial Wellness Approach.

VM Financial Wellness Aproach

Assess your situation and
documents your goals


Create specific plans for
achieving those goals


Track your progress

The VM FETE programme is a tool that will empower you at any stage of your financial journey.
This comprehensive methodology will help you:

  • Understand key financial principles
  • Clarify key financial processes like home ownership and retirement planning
  • Create a Personal Financial plan

Planning for the future is the key to creating true financial freedom. We at Victoria Mutual believe in levelling the playing field. Everyone should have access to the tools to provide a better life for themselves and their family.

All VM Members can REGISTER HERE to access the entire VM FETE programme with all of its tools specifically created with you in mind. For example, you will learn more about our Most Valuable Principles (MVP’s) – simple tips that will help you get the most out of your earnings!

Not a Victoria Mutual Member? SIGN UP HERE and experience the power that being a VM Member brings!

Take your first step towards achieving true financial well-being with Victoria Mutual.


Pay yourself first! Set aside 10% of your monthly earnings to put towards your future goals.


Write down your goals and refer to them often. Set your timeframe to achieve the goal and how much you will allocate each month towards it.


Consider the actual price you pay for an item when using credit lines like hire purchase and credit cards, not just the sticker price. You could end up paying a lot more than you bargained for!