The aim – forged from the dreams of a group of clergymen – was to create a mutual organisation to assist hardworking but economically marginalised Jamaicans to own their homes. Our founders understood the value of mutuality in the achievement of shared goals and wanted more Jamaicans to experience the benefits of being homeowners. That is the genesis of our mutuality and it remains at the core of our purpose 140 years after our founding. Victoria Mutual was established 13 years after the history-altering Morant Bay Rebellion and immediately facilitated the upliftment of the Jamaican people.

Today, our operations are spread across oceans and seas with the same aim. With offices in Jamaica, and representative offices in the United Kingdom, Florida and New York, our reach is wide and our commitment unshakable. Financial Inclusion in today’s Jamaica means greater access to products and services that can improve lives and the knowledge to make informed decisions on financial matters.

The Victoria Mutual Group is passionate about empowering our Members and clients with financial education, because we care. Guided by our four Strategic Goals – Strong Integrated Financial Group, Modern Mutual, Employer of Choice, and Model Corporate Citizen, we pursue our bold ambitions with passion for the sole purpose of improving the lives of our Members and clients and providing them with real value.

The Victoria Mutual Group is made up of the Victoria Mutual Building Society, VM Wealth Management, VM Property Services, VMBS Money Transfer Services and VM Pensions Management. British Caribbean Insurance Company (BCIC) is an affiliate company. Together, we are more committed than ever to achieve big wins for our Members and Clients and with more than 141 years of solid experience as our fuel, the future is full of promise of even greater things to come.


Victoria Mutual continues to make a positive impact on community development, character building, family life and social stability.